Binance Introduces RWUSD Yield at 4.2% APR

* Binance offers principal-protected returns tied to U.S. Treasury Bills. * RWUSD is non-transferable and functions exclusively within the Binance ecosystem. On July 28, 2025, Binance launched RWUSD, a new yield product, according to reports from Cryptopolitan, CoinGape, and Altcoin Buzz. This product offers an annual percentage rate (APR) of up to 4.2% and provides principal-protected returns based on the performance of tokenized U.S. Treasury Bills. RWUSD is not a tokenized or on-chain asset; instead, it operates exclusively within the Binance ecosystem. Users can subscribe by exchanging stablecoins like USDT and USDC for RWUSD at a 1:1 ratio. Binance calculates yield rewards daily and distributes them in RWUSD tokens. Furthermore, users can use RWUSD as collateral for Binance VIP Loans without affecting their reward accrual. Each account has a subscription limit of $5 million. The RWUSD initiative aligns with Binance's strategy to integrate financial products linked to real-world assets, thereby catering to crypto investors who seek stable, low-risk yields. This launch also reflects a broader market trend of tokenizing real-world assets for greater stability and crossover appeal. According to CoinMarketCap data on July 28 at 16:08 UTC, Tether USDt (USDT) and USD Coin (USDC) were each trading at $1 with minimal fluctuations.