Zelle Targets $1 Trillion Global Payments with Stablecoin Expansion

- U.S. payment network Zelle plans stablecoin integration to enhance cross-border payments. - The move aligns with new U.S. stablecoin regulations, positioning Zelle as a competitor to PayPal and Wise. Zelle, a leading U.S. payment network, is adopting stablecoins and blockchain technology to enable faster, more reliable international money transfers and meet the surging demand for streamlined cross-border payments. Early Warning Services, Zelle's parent company, aims to capitalize on this opportunity as the platform expands its global reach. This strategic shift follows the introduction of a U.S. regulatory framework for stablecoins, which has prompted financial institutions to explore using USD-pegged digital tokens for broader applications. In a statement on October 24, 2025, Cameron Fowler, CEO of Early Warning Services, said, “Our goal is to bring the trust, speed, and convenience of Zelle to consumers’ international money movement needs.” Zelle’s domestic transactions reached nearly $1 trillion over the past year, highlighting its prominence in the U.S. market. By integrating stablecoins, the payment network will now offer a blockchain-powered solution to compete with major cross-border platforms like PayPal and Wise. This move therefore positions Zelle to bridge traditional financial systems with emerging digital asset infrastructure and appeal to a growing global audience. On October 24, market data showed that leading USD-pegged stablecoins remained firmly valued at $1. For instance, Tether (USDT) experienced a minimal -0.018% change in its 24-hour trading volume, while during the same period, USD Coin (USDC) showed a -0.004% shift. This price stability underscores the reliability of stablecoins, reinforcing their potential to drive Zelle’s global ambitions.