Ether.fi Enables 30+ Fiat Currencies in DeFi Neobank Push With $3.5B TVL

- Single app for savings, trading, lending, borrowing, and payments with self-custody - Expanded fiat rails and DeFi rewards aiming to challenge traditional banks On August 13, 2026, Ether.fi, a leading non-custodial crypto neobank with $3.5 billion in total value locked and $219 million in annualized fees, unveiled its “Summer” release. The new app targets mainstream adoption and combines savings, trading, lending, borrowing, and global payments in one seamless platform. Ether.fi now supports decentralized borrowing via Aave and instant trading in tokenized stocks and metals through xStocks, and it also offers fiat on-ramps spanning more than 30 currencies, including new methods like Apple Pay and Cash App. According to CoinDesk on August 13, 2026, Ether.fi’s upgrade delivers fully self-custodial access to trading tokenized equities, commodities, and crypto. The platform enhances this access with expanded fiat rails and instant transfers, and the Ether.fi Cash card now offers 3% cashback while removing top-up fees and foreign exchange charges for premium users. Programmatic ETHFI buybacks from all products and revenue streams fund platform rewards and strengthen incentives for token holders, and as a result Ether.fi aims to remove technical barriers and compete directly with traditional banks by simplifying access to DeFi-powered lending, global payments, and diversified asset trading. These robust product metrics reinforce Ether.fi’s leadership in Web3 banking and lending, and they highlight the platform’s ability to combine DeFi advantages with real-world usability. As of 15:09 UTC on August 13, 2026, Ether.fi (ETHFI) is trading at $0.403, with a 6.91% change in 24-hour trading volume, according to the latest market data.